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The Curse of a High Income

The Income Curse Regardless of income level, the vast majority of people spend very nearly everything they earn, if not more.  Most people know that living paycheck-to-paycheck is a problem.  What...

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Autobiography – A drive Down the Scenic Route of My Life

My life as viewed from above. I originally wrote the following article for my friend, Cash Flow Cop, and his Humans of Finance series.  It is one of my better pieces, because Cash Flow Cop made me...

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Why I Don’t Buy Lunch.

Brown-bagging my lunch enabled me to buy the house I wanted. Now it’s an easy habit that saves me time and money. I finished my university education and got my first “real” job in the year 2000.  My...

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Should I Pay Off the House Early?

Home Sweet Home A common question that many people face as they start to accumulate wealth is whether or not to make early payments on a home mortgage.  On the one hand, mortgage interest rates tend...

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Living Within Your Means – Personal Fiance Principle #1

Live within your means Living withing your means (spending less than you earn) is the absolute bedrock foundational principle of financial independence and a prerequisite of successful personal...

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